Service

Bank Accounts & Acquiring for High-Risk Industries

Bank Accounts & Acquiring for High-Risk Industries

Need a Bank or Acquirer? Even If You're “High-Risk”? We Can Help.


Foundese helps regulated (and soon-to-be regulated) businesses in gambling, crypto, forex, adult, and other high-risk sectors open real accounts and card acquiring relationships - in Europe and beyond.

Let’s Be Clear: Banks Don’t Want You. But That Doesn’t Mean You’re Stuck.

If you’ve tried to open a bank account or get acquiring for your high-risk business, you already know the story:

  • Endless document requests
  • Weeks of silence
  • Last-minute rejection
  • Or worse - a frozen account

The reality is this: most banks don’t want the compliance burden. Acquirers don’t want the chargebacks. And payment processors don’t want regulator attention.

But not all of them say “no.”
You just have to know who to talk to — and how to structure it right.

What We Do

Foundese helps you get access to:

  • SEPA and SWIFT accounts (via EMIs or PSPs)
  • IBANs and e-wallets (with card issuing and top-up)
  • Card acquiring (Visa, Mastercard, sometimes local schemes)
  • Banking setup for licensed entities (EMIs, PIs, crypto exchanges)
  • High-risk payment gateways (for gambling, adult, FX, AI, etc.)

We work only with regulated, live institutions - and we stay involved through onboarding, approval, and testing.

Who This Is For

We help businesses in regulated and high-risk verticals, including:

  • Online gambling / iGaming
  • Crypto exchanges and wallets
  • Forex platforms and prop trading
  • Adult entertainment and marketplaces
  • Licensed EMIs, PIs, and VASPs
  • Holding companies preparing for licensing

If you’ve already been rejected by 3–5 providers, you’re not alone. That’s exactly when our clients usually come to us.

Our Process

  1. Business Model & Jurisdiction Review
    We identify where the problem is - industry, ownership, geography, transaction type.
  2. Match You With the Right Provider
    Banks and EMIs all have different appetites. We know who says “yes” to crypto but “no” to gambling - and vice versa.
  3. Coordinate KYC, KYB, and Application
    We help prepare your documents, explain your business to the provider, and stay in the loop during review.
  4. Get You Live
    We ensure your account or acquiring setup actually works - with payment flows, settlement, and reporting ready.

Why It’s Hard (And Why We Still Get It Done)

Most high-risk companies get rejected because they:

  • Use the wrong bank or EMI
  • Submit a messy application
  • Have poor risk disclosure or no onboarding narrative
  • Don’t meet substance or local presence requirements
  • Ask the wrong partner for the wrong thing

We help you avoid all of that.

We don’t just "introduce" you — we build the case for approval.

Timeline

  • EMI/IBAN Setup: 2–6 weeks (varies by industry and compliance risk)
  • Acquiring Setup: 4–8 weeks
  • Gateway + Tech Testing: 1–2 weeks post-approval

We give you realistic timelines — and only offer what we can actually deliver.

Why Foundese?

Because we work in sectors other consultants avoid.
We’ve helped launch crypto-friendly EMIs, secure accounts for regulated gambling firms, and unlock acquiring for platforms shut out by traditional banks.

We know the risk signals. We know what compliance wants to see.
And we know which doors are actually open — even if others say they’re closed.

Ready to Open an Account or Start Accepting Card Payments?

If you're tired of being ghosted, blocked, or bounced — we’ll get you a real plan and a real partner.

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Let’s Build Something Great Together