EMI & PSP Licensing (EU, UK & Global)

We Build and License EMIs, PIs and PSPs — End to End.

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Whether you're launching your first regulated entity or scaling into new jurisdictions, we get you through the door — fast, clean, and regulator-ready. Europe, UK, or beyond.

Why Foundese?

Licensing isn’t just about filling out forms — it’s about knowing how regulators think, where they push back, and what shortcuts will cost you later. We’ve sat across the table from MFSA, CBC, BoL, FCA, MAS and CBI. We know what gets approved — and what gets rejected.

Most consultants hand you a checklist. We hand you a working plan and stay until it's done.

What We Do

We help you obtain full regulatory approval for:

• Electronic Money Institutions (EMIs)
• Payment Institutions (PIs)
• Payment Service Providers (PSPs)
• Crypto-linked EMI/PSP structures (where allowed)

Our team covers end-to-end licensing, including:

• Jurisdiction selection based on risk appetite & business model
• Company incorporation and shareholder structure
• Regulatory strategy and capital planning
• Drafting all required documents (business plan, policies, procedures)
• Sourcing executive officers and non-executives
• Regulator Q&A and in-principle approval support

We also introduce you to safeguarding account providers, core banking vendors, card programs, and KYC/AML partners. That’s what “end to end” actually means.

Where We Work

We focus on EMI, PI and PSP licenses in key jurisdictions:

• EU: Malta, Lithuania, Cyprus, Netherlands, Ireland and Lativa
• UK: FCA-regulated EMIs and PIs
• Global: Singapore, Mauritius and others depending on client needs

Some markets are faster. Some are stricter. Some don’t like crypto. We’ll tell you the truth and recommend only what suits your real risk appetite — not what looks good in a pitch deck.

Our Clients

We work with founders, fintech scale-ups, private equity firms, and even failed applicants trying to clean up a mess.

Whether you're launching from scratch or looking to acquire a licensed entity, we’ll structure your roadmap with no sugar-coating and no time-wasting.

Typical Timeline

Licensing timelines vary by regulator and readiness, but our average cases look like:

• 12–15 months from kick-off to license in hand
• 3–6 months to prepare, structure, and submit a complete file
• Faster for teams with capital, officers, and product already in place

We don’t overpromis - we give you real estimates based on the actual bottlenecks, not dreams.

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