Buy a Licensed EMI and Operate Faster — With Full Regulatory Approval.
Foundese helps you identify, vet, and acquire EMI and PI licenses across Europe and the UK - guiding you through due diligence, deal structuring, and regulatory change-of-control approvals.
Why Buy Instead of Build?
Starting from scratch means 12–18 months of capital commitments, team formation, business plan drafting, and regulator back-and-forth.
If speed matters or your model doesn’t align with current regulator appetites - acquiring a licensed EMI or PI can cut months off your launch timeline. But only if the license is clean, the seller is serious, and the deal is structured properly.
That’s where we come in.
What We Do
We help you source and acquire fully licensed EMIs and PIs that are:
- Active and compliant
- Free from hidden liabilities
- Clean on AML audits, capital base, and corporate history
- Ready for regulator-approved change of control
We act as your strategic partner — not a passive introducer — to ensure you're acquiring a license that fits your use case and passes regulatory scrutiny.
Our Acquisition Process
- Buyer Profile & Needs Analysis
We align on your business model, jurisdictions, and risk appetite. - Target Matching
We source real opportunities — no recycled listings, no bait. - Due Diligence
We deep-dive into company filings, compliance history, board composition, and audit reports. No surprises later. - Deal Structuring & SPA
We support negotiations, work with legal and tax advisors, and help ensure a clean, secure acquisition agreement. - Regulatory Approval Support
We prepare and manage the change-of-control submission — including director changes, fit & proper filings, and handover strategy. - Post-Acquisition Transition
We help onboard your team, revise documentation, and ensure operational readiness once approvals are granted.
Where We Operate
We work with EMI and PI licenses in:
- EU: Malta, Lithuania, Ireland, Netherlands, Cyprus, Estonia
- UK: FCA-regulated EMIs and PIs
- International (on request): Singapore, Mauritius, UAE, and others
Every regulator is different. Some are fast and flexible. Others require surgical preparation. We’ll give you the real picture — and guide you through it.
Typical Buyers We Work With
- Fintechs expanding into the EU or UK
- Crypto exchanges preparing for MiCA or seeking fiat rails
- Payment providers needing EMI-level capabilities
- Investors and PE funds looking to enter the regulated space
- Founders who want to avoid long licensing timelines
You bring the vision and capital. We bring the licensing execution.
Timeline & Expectations
A typical EMI acquisition from sourcing to full regulatory clearance takes:
- 2–6 months for regulator approval (varies by jurisdiction)
- 1–2 months for deal structuring and due diligence
- Faster overall than licensing from scratch (12–18 months)
We never promise shortcuts the regulator won’t allow. What we do promise is a clean, managed process that avoids wasted time and costly mistakes.
Why Foundese?
Because we’ve seen how bad these deals can go - wrong license, wrong seller, bad due diligence, or worse: regulator rejection after money changes hands.
At Foundese, we step in early, align structure to strategy, and execute with both commercial logic and regulatory care. Whether it’s your first license or your fifth, we’ll get you there without the noise.
Ready to Buy?
If you’re serious about acquiring a licensed EMI or PI, let’s talk.
We’ll walk you through what’s available, what it will take, and what it’s really worth.
