Launch Your Own Cards without the License related Headache.
Foundese helps you offer branded debit or prepaid cards to your customers using licensed EMI partners. We handle the structure, setup, and approvals - so you can focus on the product.
What We Offer
Want to launch your own Visa or Mastercard cards, but don’t have an EMI license?
That’s where BIN sponsorship and white-label card programs come in.
We help you:
- Set up your own white-label card program
- Use a licensed EMI or issuing partner to stay compliant
- Get access to SEPA/IBANs, virtual or physical cards, and top-up features
- Integrate cards into your platform - web, mobile, or API
- Navigate KYC, AML, and transaction monitoring requirements
You don’t need to become a licensed EMI yourself. We connect you to the right partners and structure your card program from end to end.
How It Works
Here’s a simplified version of how we build your card setup:
- We understand your business model - fintech, crypto, gaming, marketplace, etc.
- We match you with the right EMI or issuer - based on product type, geography, and compliance appetite.
- You design your card product - virtual, plastic, co-branded, branded, prepaid, or debit.
- We structure the program - including BIN access, settlement setup, fees, and KYC process.
- You launch - with compliance, onboarding, and transaction flows already working.
All cards are issued by regulated institutions. You stay compliant — without holding the license yourself.
Who This Is For
We help launch card programs for:
- Crypto platforms and wallets
- High-risk fintechs (forex, adult, gaming, etc.)
- Loyalty programs or cashback apps
- Online marketplaces or gig platforms
- Payment apps that need card access
- Cross-border or multicurrency solutions
Whether you’re issuing 500 or 100,000 cards, we’ll structure it right - and connect you to the partners who won’t block your model.
Our Services Include:
- BIN Sponsorship Setup
We work with issuing partners that sponsor your card product using their BIN (Bank Identification Number), approved by Visa or Mastercard. - Program Management Support
We help design fee structures, KYC flows, and customer journeys - and liaise with the issuer on your behalf. - Technical Integration
Whether you need API access, SDKs, or ready-to-launch front ends - we help connect the dots. - Compliance Guidance
KYC/AML, cardholder terms, program approval — all done with your EMI partner.
Why Foundese?
Because launching a card program is a maze of partners, rules, delays, and rejections - especially if you're in a high-risk space.
We know which issuers are crypto-friendly, which EMIs allow iGaming or FX, and what you need to show to get a “yes.”
We’re not just brokers - we’re full-service advisors who stay involved through setup, testing, and live launch.
Timeline & Delivery
Typical card program setup (via EMI partner):
- Matching + Structuring: 2–4 weeks
- Program Approval + Tech Setup: 6–12 weeks
- Go-Live: ~2–3 months total (varies by use case and EMI partner)
Ready to Launch Cards?
If you're serious about launching your own cards — without becoming an EMI — we’ll help you do it right, and fast.
